What Is the CareCredit Card and How Does It Work?

carecredit card

What Is the CareCredit Card and How Does It Work?

When unexpected medical expenses arise, finding a flexible and convenient way to pay can ease stress and make treatment more accessible. That’s where the CareCredit card comes in. Whether you need dental work, cosmetic treatments, or veterinary care, this health care credit card offers a smart financing solution for a wide range of healthcare services.

In this article, we’ll break down what the CareCredit card is, how it works, and why many patients at Camas Periodontics, one of the best periodontics in Camas, choose it for financing advanced periodontal care.

 

What Is the CareCredit Card?

The CareCredit card is a medical care credit card specifically designed to help patients pay for out-of-pocket healthcare expenses that aren’t typically covered by insurance. Issued by Synchrony Bank, it can be used for a wide variety of medical services, including:

  • Dental care (cleanings, implants, root canals)
  • Cosmetic dentistry
  • Dermatology treatments
  • LASIK and vision correction
  • Hearing care
  • Veterinary services
  • Chiropractic and physical therapy

 

 

This health care credit card is accepted by more than 250,000 healthcare providers nationwide, including Camas Periodontics, a trusted name in advanced dental care.

 

How Does the CareCredit Card Work?

Once approved, you can use the CareCredit card service just like any other credit card—but exclusively for healthcare-related expenses at participating providers. One of the main advantages is its promotional financing options, which include:

1. No Interest if Paid in Full Within 6, 12, 18, or 24 Months

For qualifying purchases over a certain amount, you can take advantage of deferred interest plans. This means you won’t pay interest if the balance is fully paid within the promotional period.

2. Reduced APR and Fixed Monthly Payments for Longer Terms

If you need more time, extended payment plans (24, 36, 48, or 60 months) are available with a reduced APR and set monthly payments.

care credit card

Why Use a CareCredit Card at Camas Periodontics?

At Camas Periodontics, we believe every patient deserves access to high-quality periodontal care without financial barriers. As one of the best periodontics in Camas, our clinic proudly accepts the CareCredit card to make treatments like dental implants, gum disease therapy, and bone grafting more affordable.

Our friendly staff will help you understand your options and walk you through the application process. Whether you’re facing a planned dental procedure or an unexpected treatment, CareCredit card service ensures you can prioritize your oral health without delay.

 

How to Apply for a CareCredit Card

Applying for a CareCredit card is quick and easy:

  1. Visit carecredit.com
  2. Fill out the online application
  3. Get an instant decision
  4. Start using it immediately upon approval

 

You can also apply at our front desk when you visit Camas Periodontics.

 

Benefits of care credit card

  • No interest if paid in full within 6, 12, 18, or 24 months on purchases of $200 or more.

  • Long-term financing options with reduced APR are also available for larger expenses.

  • Accepted at over 260,000 providers across the U.S.

  • From small dental clinics to large surgical centers and pharmacies

  • Ideal for out-of-pocket costs not covered by insurance

  • Lets you pay for urgent or elective procedures over time

  • It’s a revolving credit line: once approved, you can use it again and again for ongoing or future care, as long as your account is in good standing

Final Thoughts

The CareCredit card is a valuable tool for managing out-of-pocket medical expenses, giving patients the flexibility to get the care they need when they need it. At Camas Periodontics, we’re committed to helping our patients achieve optimal oral health with personalized care and flexible payment solutions.

If you’re searching for the best periodontics in Camas and want to explore how the CareCredit card service can work for you, contact our team today to schedule a consultation.